Our Team

The people behind the practice

A multidisciplinary group spanning real estate, finance, technology, culture, and community — brought together by one belief: that every project must work twice, as an asset and as an experience.

Madan Kulkarni

Business Catalyst · Strategic Growth Advisor

A Chicago-area entrepreneur, cultural advocate, and community builder, and the Founder and Chief Strategist of Mosaic Advisory Group. He focuses on real estate, cultural architecture, brand marketing, and new product launches, blending business leadership with creative vision and public service.

Read more

Rajesh Navalkha

Strategic Business Alchemist · Financial Services · Investment Strategy

A global financial-services executive and former Managing Director at J.P. Morgan and Citi, with deep expertise in capital markets, investment strategy, and risk. At Mosaic, he connects capital with purpose — structuring ambitious ideas into resilient ventures.

Read more

Aniruddha Joshi

Transformation Leader · Technology & Business Leadership

A technology executive with 39+ years in enterprise technology, strategic alliances, and market development. At HCLTech he leads global client partnerships in life sciences and healthcare, and helped earn a Guinness World Record for the world's largest healthcare-tech competition.

Read more

Pradeep Bhat

Digital Transformation · Information Technology · Cyber Security

A defence veteran with more than four decades across the Indian Army, IBM India, and India's critical-infrastructure protection agency (NCIIPC). He advises organizations on IT and cybersecurity governance, systems design, and building resilient, secure institutions.

Read more